Vital World Elite Mastercard

Share in the wealth

Invite friends, earn cash every month*

Share your referral link with friends and family. When they sign up and spend, your Vital Score grows, and you earn extra cash every month.* 

Not into referrals? No problem. Take advantage of all the other benefits Vital Card and World Elite Mastercard® have to offer.

*More info
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Watch your
rewards roll in

Between unlimited 1.5% cash back, credit health rewards, and referral rewards, Vital community members have lots of chances to earn cash.

Considering signing up your friends and family to Vital Card? Try plugging different numbers into this referral rewards calculator, for an idea of how much you could earn each month.

$0

Monthly rewards

0

Vital Score

Number of friends
you signed up

2

This calculator assumes your friends sign up at least 4 people each. Example is based on 100,000 total Vital users with an average monthly spend of $1,500.
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1.5% cash back on all purchases

With an annual $99 cost of membership*, you'll earn 1.5% cash back on all your spending. Whenever you sign up 5 or 10 people through your referral link in a 3-month period, you'll unlock 2% and 3% cash back, respectively, for the following 3 months.

*More info
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Build better credit, get cash.⁺

Credit score application screen

Track your spending in real time.⁺

Spending summary screen

Your experience is in your hands.⁺

Card management application screen
Deep Space
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Deep Space

Vital makes a statement in your wallet with a sleek card design.

Bold metal style

Vital makes a statement in your wallet with a sleek card design.

Cash

Earn Vital Cash for the money you spend, the Vital Connections you sign up, and the credit score points you gain. Spend your cash rewards online, or anywhere that accepts Apple Pay® and Google Pay®.

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Man with Vital Card in hand

Premium experiences

Enjoy VIP treatment wherever you are, with access to exclusive benefits and unforgettable experiences.

World Elite Concierge
Mastercard Travel Rewards®

New deals, all the time

Get exclusive offers on ridesharing, food delivery, online shopping, and more with your World Elite Mastercard®.

Security protection

Our World Elite Mastercard® is here when you need it most, protecting you from identity theft and fraudulent purchases, and providing device protection.

Mastercard ID Theft Protection™
Mastercard Travel & Lifestyle Services®
Mastercard Global Services
Mastercard Zero Liability Protection

Vital World Elite Mastercard is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license by Mastercard International Incorporated.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Vital Mastercard rewards are governed by the Vital Mastercard Rewards Program Rules and the Vital Mastercard Referral Program Rules.

Copyright 2024 © Vital Card. All rights reserved.